March 25th, 2021
How Do You Invest My Money?
As financial planners, our value often lies in planning and behavioural coaching. Here are six key actions we incorporate into the process of helping you with your investments…
March 19th, 2021
RRSP vs. TFSA: Did you ever have to make up your mind?
If you make your maximum allowable contributions each year to your Registered Retirement Savings Plan (RRSP) and Tax-Free Savings Account (TFSA), you won’t face the often difficult RRSP versus TFSA decision. But many families have one or more members who must decide which vehicle is best for their available investment dollars…
March 12th, 2021
Retirement Plans Changing? Evaluate and Pivot.
It’s always helpful to have a retirement date in mind and imagine how you want to spend your retirement years. But there can be turns in the road…
March 4th, 2021
Financial Planning for the Future
When you must look to the future to make a decision today…
February 23rd, 2021
How Did You React to Market Volatility?
Take yourself back to the COVID-19 fallout of March 2020. In the midst of the market downturn, how did your reaction compare to what you had expected?
February 16th, 2021
Save Tax by Splitting Income with Children
When you think of income splitting, what first comes to mind is likely moving taxable income to a lower-income spouse. But several income splitting opportunities with children are available and worth exploring…
February 1st, 2021
GameStop: Investing or Speculating?
In order to address what happened with GameStop at the end of last week, we must first define short selling – which is, essentially, the act of selling a stock that you don’t own. This may sound a little strange – but it actually happens…
January 28th, 2021
How can I save more?
The process of "saving more" involves Four Steps; and we find that when clients follow these steps, they are usually very successful…
January 12th, 2021
Financial Planning in your 50s and 60s
We’re going on a journey through the time period from your 50s and early 60s — a journey with a difference. This journey looks at when rather than what…
December 17th, 2020
How to Minimize Tax on Retirement Income
When you’re retired, you need an income strategy that balances today’s cash flow needs with an investment strategy to safeguard your ability to produce income in the future…