January 4, 2023
Should market conditions affect how you invest?
“It’s only human nature to want to take maximum advantage of a bull market and resist investing in a bear market. But our natural inclinations aren’t always the wisest investment choices…”
December 22, 2022
What to do when retirement approaches
"When retirement arrives, you want to enjoy this new chapter in your life – not start off with a multitude of financial decisions and to-dos. You can have comfort instead of chores by taking care of a few financial matters as retirement is approaching..."
December 19, 2022
Buy low, sell high – the challenges and opportunities
Buy low, sell high is one of the most famous mantras in investing. It’s the investment ideal, if you could do it regularly and successfully. The trouble is, if you aim to buy low and sell high by trying to time the market, you’ll face conditions that are unpredictable...
December 1, 2022
Short-term pain, Long-term gain
Investors have re-priced terminal Fed Funds rates throughout the year, from as low as 2% to most recently 5%. The current CPI details reveal that prices of services are finally cooling while goods are under increasing pressure...
November 24, 2022
What are some people unsatisfied with their investing experience?
Oftentimes, we have heard reports of people getting excited about buying stocks when the market is high – and then selling them quickly when the market it is low, out of fear…
November 18, 2022
Do you and your parents have powers of attorney?
If someone suffers a cognitive decline and loses their ability to manage their financial affairs, it’s a common misconception that a loved one can automatically step in and take over. That’s only the case when the person in need has made a power of attorney for property…
November 10, 2022
Canada’s Top Wealth Advisors
Congratulations to Senior Financial Planning Advisor Jamie Geisler, CFP® at Spire Advisors of Assante Capital Management Ltd. who has been recognized as one of the best-in-province advisors in the Globe and Mail (#53 in Ontario). "I am very humbled and honoured to share this recognition with so many of my Assante friends and colleagues. A big thank you to everyone on our team as it is very much a team effort." – Jamie Geisler, CFP®
October 20th, 2022
Mark-to-Market Isn’t Giving You the Complete Picture
When you buy a share of a company, you are effectively paying for the assets and the future earnings of the company… Generally, the investors (mainly professional money managers) that participate have done some homework to assess the value, however speculators also play a role…
October 4, 2022
Managing your RRIF withdrawals effectively
Each year, you’re required to make a minimum Registered Retirement Income Fund (RRIF) withdrawal, calculated as a percentage of your RRIF assets. The percentage is based on your age, and it increases each year. Every withdrawal is taxed as regular income, but several strategies can help reduce the impact of the tax liability…
September 29, 2022
Prepare your children for financial responsibility
Financial literacy month—November, in Canada— is just around the corner. We have reason to be proud: Canadian youth rank among the top in the world for financial literacy. Every three years, the Programme for International Student Assessment (PISA) conducts a survey among 15-year-old students in 20 countries. In the most recent results, Canada tied for second place…